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We have the equipment needed to handle the largest or smallest jobs, while ensuring the safety of you, our workers and your property. We can provide details of insurance to put your mind at rest.
Insurance Tree Work: How to Get Your Claim Approved Quickly
Does insurance cover tree removal? Usually, yes, when the tree came down suddenly due to a storm or similar event, but not if it was already known to be unhealthy or hazardous beforehand. Our Emergency Tree Work service is built around getting claims approved quickly through clear, itemised documentation from the first visit.
Does Insurance Cover Tree Removal? The Short Answer
Most home and landlord policies cover tree removal when the damage is sudden and accidental, think storm, wind, or lightning, and generally exclude removal of a tree that was already leaning, decayed, or flagged as a risk with no action taken beforehand.
What Speeds Up Approval?
- Photographs of the damage taken before any clean-up begins, capturing the scene as it actually happened
- A written assessment from our Emergency Tree Work service stating the likely cause of failure
- An itemised invoice separating emergency work, removal, and any follow-up like Stump Grinding, rather than one vague lump sum
- Prompt lodging of the claim, since most insurers expect notification within a reasonable timeframe
What Slows a Claim Down or Gets It Rejected?
Vague invoices, missing photographic evidence, and any indication the tree was a known, unaddressed risk beforehand are the most common reasons for delay or outright rejection.
Should You Pay Upfront and Claim Later, or Wait for Approval?
Many insurers allow work to proceed immediately for safety reasons, then reimburse once the claim is processed, particularly for emergency stabilisation. For non-urgent follow-up work, it’s often worth confirming with your insurer first, since paying and claiming after the fact can occasionally create disputes over what was genuinely necessary versus optional.
Our Emergency Tree Work service provides clear, itemised, insurance-ready documentation on every storm-related job across Hobart and Southern Tasmania.
We’re also happy to liaise directly with your insurer or loss assessor if that speeds things along, since a lot of delay comes down to simple back-and-forth over details that a direct conversation between arborist and assessor can resolve quickly.
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